Gold return calculator
Gold bought at the first IBJA rate we stored has returned -10.27% to today (PM rate of 30 Oct 2026). Choose a date, or enter the rate you paid.
Results update as you type. Nothing you enter is stored.
How it works
The calculator compares the IBJA rate on your date (or the rate you enter) with the latest IBJA rate. Our stored IBJA history starts on 4 Jun 2026 for 24K and 22K, so earlier dates need the rate you paid. Jewellery returns are lower in practice because making charges and GST are not recovered on sale.
Formula
Return = rate now / rate then - 1
Frequently asked questions
How do I calculate the return on gold?
Divide today's rate by the rate when you bought and subtract 1.
Can I use a date before June 2026?
Enter the rate you paid instead; our stored IBJA history starts on 4 Jun 2026.
Does it include making charges?
No, it compares metal rates only.
Related
This tool is for information only and is not investment, tax or legal advice. Results depend on the inputs and assumptions you enter; check important figures with the official source or a qualified professional.