Stamp duty and registration charges

Stamp duty is a state tax on the property document, charged as a percentage of the higher of the agreed price and the government's market value (circle rate); a registration fee is charged on top. Rates differ by state, city, buyer and document type, so check your state's official portal below and enter its rate in the calculator.

Stamp duty calculator

The starting rates are placeholders for the calculation, not any state's actual rate. Use the value that is higher: the price in your agreement or the circle rate value for the property.

Verified state rules

Rules we have checked against the state's own notification.

Karnataka: Registration fee on conveyance and similar documents is Rs 20 for every Rs 1,000 or part thereof (2% of value) from 31 August 2025, raised from Rs 10 per Rs 1,000. Source: Government of Karnataka notification No. RD/46/MNMU/2025 dated 29-08-2025.

Official stamp and registration portals

Each state publishes its stamp duty rates, registration fees and circle rates (guidance value, ready reckoner) on these sites.

State	Department
Assam	Inspector General of Registration, Assam
Delhi	Revenue Department, Government of NCT of Delhi
Gujarat	Garvi (Department of Stamps and Registration, Gujarat)
Haryana	Jamabandi (Revenue Department, Haryana)
Karnataka	Department of Stamps and Registration, Karnataka
Kerala	Registration Department, Kerala
Madhya Pradesh	Sampada (Registration Department, Madhya Pradesh)
Maharashtra	Department of Registration and Stamps, Maharashtra (IGR)
Odisha	Inspector General of Registration, Odisha
Rajasthan	Registration and Stamps Department, Rajasthan
Tamil Nadu	Registration Department, Tamil Nadu (TNREGINET)
Telangana	Registration and Stamps Department, Telangana
Uttar Pradesh	Stamp and Registration Department, Uttar Pradesh (IGRS UP)
Uttarakhand	Registration Department, Uttarakhand
West Bengal	Directorate of Registration and Stamp Revenue, West Bengal

How stamp duty is worked out

Find the government value of the property from the state's circle rate or ready reckoner for that location.
Take the higher of that value and the price in your sale agreement.
Apply the state's stamp duty rate for your city and buyer category; several states charge women buyers a lower rate, and some add a cess or surcharge.
Add the registration fee, which some states cap at a fixed amount.

Pay through the state's e-stamping or online challan system, then register the document at the sub-registrar office or online where the state allows it.

Frequently asked questions

What is stamp duty on property?

A state tax on the property transfer document, calculated on the higher of the sale price and the government's market value of the property. Each state sets its own rate under its stamp law.

Is registration fee different from stamp duty?

Yes. The registration fee is charged separately for registering the document under the Registration Act, 1908, and some states cap it.

Where can I find the official rate for my state?

On the state's stamp and registration portal listed above. We only state a rate on this site after checking it against the state's own notification.

These calculators use only the numbers you enter; the starting values are examples, not offers or forecasts. Lenders set the actual rate, tenure, eligibility and fees. Information only, not financial advice.