Gold SIP calculator
Rs 5,000 a month for 3 years buys about 11.51 g of gold if the price starts at today's IBJA 24K rate (Rs 14,005.40 per g) and rises 8% a year. The price path is your assumption.
Results update as you type. Nothing you enter is stored.
| Month | Invested | Gold (g) | Value |
|---|---|---|---|
| 12 | Rs 60,000 | 4.137 | Rs 62,169 |
| 24 | Rs 1,20,000 | 7.967 | Rs 1,29,312 |
| 36 | Rs 1,80,000 | 11.513 | Rs 2,01,827 |
Starts at today's IBJA 999 rate; assumes the price changes 8 percent a year, not a forecast. GST and platform charges excluded.
How it works
A gold SIP buys a fixed rupee amount every month, so you get more grams when the price is low and fewer when it is high. The calculator starts at today's IBJA 999 rate and moves the price by your assumed yearly change. GST and platform spreads on digital gold or funds are not included.
Formula
Grams = sum of monthly amount / price in that month; price grows by (1 + change)^(1/12) each month
Frequently asked questions
How much gold will a monthly SIP buy?
Your monthly amount divided by each month's price, added up; the result shows it for your inputs.
Is this a forecast of gold prices?
No, the yearly change is your assumption.
Which gold rate is used?
Today's IBJA 999 benchmark per gram, before GST.
Related
This tool is for information only and is not investment, tax or legal advice. Results depend on the inputs and assumptions you enter; check important figures with the official source or a qualified professional.