Lumpsum calculator
Rs 1,00,000 invested once at an assumed 10% a year for 10 years grows to Rs 2,59,374. Returns are your assumption, not a forecast.
Results update as you type. Nothing you enter is stored.
| Year | Value |
|---|---|
| 1 | Rs 1,10,000 |
| 2 | Rs 1,21,000 |
| 3 | Rs 1,33,100 |
| 4 | Rs 1,46,410 |
| 5 | Rs 1,61,051 |
| 6 | Rs 1,77,156 |
| 7 | Rs 1,94,872 |
| 8 | Rs 2,14,359 |
| 9 | Rs 2,35,795 |
| 10 | Rs 2,59,374 |
Assumed return 10 percent a year, not a forecast.
How it works
A lump sum compounds once a year at the rate you assume. Real investments such as equity funds do not grow at a steady rate, so treat the output as one scenario and try a range of rates.
Formula
Future value = P x (1 + r)^t
Frequently asked questions
What is a lumpsum investment?
Investing the whole amount at once rather than in instalments like a SIP.
Which return should I assume?
Any rate you enter is an assumption. Try a low, middle and high rate to see the spread of outcomes.
Does this include tax or fund expenses?
No. Returns are before tax and before any costs not already in your assumed rate.
Related
This tool is for information only and is not investment, tax or legal advice. Results depend on the inputs and assumptions you enter; check important figures with the official source or a qualified professional.