Index SIP calculator
Rs 10,000 a month into the Nifty 50 over the last year would be worth Rs 1,22,669 now (XIRR -9.64%) on index closes. Choose an index, amount and start month.
Results update as you type. Nothing you enter is stored.
| Buy date | Price | Units |
|---|---|---|
| 1 Oct 2025 | Rs 24,836.30 | 0.4026 |
| 3 Nov 2025 | Rs 25,763.35 | 0.3881 |
| 1 Dec 2025 | Rs 26,175.75 | 0.3820 |
| 1 Jan 2026 | Rs 26,146.55 | 0.3825 |
| 2 Feb 2026 | Rs 25,088.40 | 0.3986 |
| 2 Mar 2026 | Rs 24,865.70 | 0.4022 |
| 1 Apr 2026 | Rs 22,679.40 | 0.4409 |
| 4 May 2026 | Rs 24,119.30 | 0.4146 |
| 1 Jun 2026 | Rs 23,382.60 | 0.4277 |
| 1 Jul 2026 | Rs 24,005.85 | 0.4166 |
| 3 Aug 2026 | Rs 24,774.30 | 0.4036 |
| 1 Sep 2026 | Rs 24,055.80 | 0.4157 |
| 1 Oct 2026 | Rs 22,421.95 | 0.4460 |
Buys on the first stored trading day of each month; latest close 30 Oct 2026.
How it works
This replays buys on the price index itself, the closest picture of an index fund before its expense ratio and tracking difference. Index price levels exclude dividends, so a total return fund would have done a little better. Our NSE index history starts on 24 Sep 2025.
Formula
Units = amount / index close on the first trading day of each month; value = units x latest close
Frequently asked questions
Is this the same as an index fund return?
Close, but funds also earn dividends and pay expenses.
Which indices can I use?
The indices with pages on this site, including Nifty 50, Bank Nifty and Sensex.
Why only about one year of data?
Our stored index history starts on 24 Sep 2025.
Related
This tool is for information only and is not investment, tax or legal advice. Results depend on the inputs and assumptions you enter; check important figures with the official source or a qualified professional.